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LANDSCAPING Shrubs, bushes, trees and the like, on the grounds surrounding a structure. WALK-THROUGH A final inspection of a home to check for problems that may need to be corrected before closing. SIMPLE INTEREST Interest computed on the principal balance only. FINANCE CHARGE The total of all costs imposed directly or indirectly by the creditor and payable either directly or indirectly by the customer, as defined under the federal Truth-in-Lending Law. GENERAL AGENT One who is authorized to perform any and all acts associated with the continued operation of a particular job or a certain business. AGENCY A relationship created when one person, the "principal," delegates to another, the "agent," the right to act on the principal's behalf in business transactions and to exercise some degree of discretion while so acting. An agency gives rise to a fiduciary relationship and imposes on the agent, as the fiduciary of the principal, certain duties, obligations and high standards of good faith and loyalty. CERTIFIED CHECK A check which the bank guarantees to be good, and against which a stop payment is ineffective. |
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