Home Equity Loan
Home Equity Loan
Home Equity Loan

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Real Estate Terms of the Day for Home Equity Loan



ECOA
See Equal Credit Opportunity Act.

HOUSING AND URBAN DEVELOPMENT
See HUD.

COST OF FUNDS INDEX (COFI)
An index of the weighted-average interest rate paid by savings institutions for sources of funds, usually by members of the 11th Federal Home Loan Bank District.

RAW LAND
Unimproved land; land in its unused natural state prior to the construction of improvements such as streets, lighting, sewers, and the like.

REAL PROPERTY
All land and appurtenances to land, including buildings, structures, fixtures, fences, and improvements erected upon or affixed to the same; excluding, however, growing crops.

DEALER
An IRS designation for a person who regularly buys and sells real property.

GENERAL CONTRACTOR
A construction specialist who enters into a formal construction contract with a land owner or master lessee to construct a real estate building or project.

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