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NULL & VOID Having no legal force or effect; of no worth; unenforceable; not binding. APR See Annual Percentage Rate. FEDERAL TRADE COMMISSION (FTC) A federal agency created to investigate and eliminate unfair and deceptive trade practices in business. CONTRACT A legal agreement between competent parties who agree to perform or refrain from performing certain acts for a consideration. In real estate, there are many different types of contracts, including listings, contracts of sale, options, mortgages, assignments, leases, deeds, escrow agreements, and loan commitments, among others. WARRANTY A guaranty by the seller, covering the title as well as the physical condition of the property. NET WORTH The value remaining after deducting liabilities from assets. ORIGINATION FEE Fee charged by a lender to cover administrative costs of processing a loan. |
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