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LIEN A charge or claim which one person (lienor) has upon the property of another (lienee) as security for a debt or obligation. Liens can be created by agreement of the parties(mortgage) or by operation of law (tax liens). EXECUTIVE The act of making a document legally valid, such as formalizing a contract by signing, or acknowledging and delivering a deed. ADJUSTMENT INTERVAL On an ARM loan, the time between changes in the interest rate or monthly payment. PRINCIPAL BROKER The licensed broker directly in charge of and responsible for the real estate operations conducted by a brokerage company. REBATE A reduction or kickback of a stipulated charge. BUILDING RESIDUAL TECHNIQUE A method of determining the value of an improvement normally used in appraising income property. PRE-QUALIFICATION The process of determining how much money a prospective homebuyer will be eligible to borrow prior to application for a loan. Information submitted during pre-qualification is subject to verification at application. |
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